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    Data & methods

    Finance Software: 350 Recorded Tools (2026)

    Cledara records 350 products classified for finance teams. Xero, Fathom and QuickBooks lead their trailing 12-month payment-activity ranking; Finance & Accounting and Data & Analytics have the largest observed category spend shares. Team labels classify products' intended functions; the payment data does not identify the buying team.

    350 products • 10 categories. Data as of 26 October 2026, 20:12 UTC.

    Intelligence Overview

    These indicators describe the available ranked sample of 100 products, which may be capped at 100, rather than every product in the catalogue.

    46.5%
    Products gaining activity rank
    Rank #11 of 12 teams
    16%
    AI share of ranked sample
    Rank #10 of 12 teams
    33.3%
    AI products gaining activity rank
    Rank #11 of 12 teams

    Payment activity counts observed purchase and renewal transactions over the trailing 12 months. Activity and spend shares use all software tracked by Cledara as their denominator. These signals describe the Cledara customer population; they do not measure distinct customers, seats or product usage.

    The recorded catalogue contains 350 products classified for Finance. Among the displayed products with a 2026-10 activity-rank observation, the ranking starts with Xero, Fathom, QuickBooks. Payment activity counts trailing 12-month purchase and renewal transactions in Cledara. Shares use all tracked software as their denominator; activity ranks do not measure distinct customers, seats or product usage. Team labels classify product functions and do not identify the buying team. The displayed ranked sample may be smaller than the catalogue; changing coverage and classifications can affect comparisons.

    How Finance software payment-activity share has changed

    The 350 products classified for finance teams account for 3.7% of trailing 12-month software payment transactions and 2.9% of recorded software spend across Cledara. Both shares use all tracked software as the denominator; the chart shows monthly observations.

    Payment-activity share
    SeriesJan-2022Oct-2026Change in percentage points
    Finance
    5.53%3.71%−1.82 pp
    Jan-2022Nov-2022Sep-2023Jul-2024May-2025Mar-20260%2%4%7%

    Source: Cledara-observed software payments. Published 26 October 2026, 20:12 UTC. Monthly observations use their named periods; the customer population can change.

    Cledara Research
    View team market-share history
    Finance monthly share observations
    MonthPayment-activity share (%)Spend share (%)
    Jan-20225.537.38
    Feb-20225.56.53
    Mar-20225.236.53
    Apr-20225.336.32
    May-20225.135.68
    Jun-202255.29
    Jul-20224.915.08
    Aug-20224.774.74
    Sep-20224.754.73
    Oct-20224.814.56
    Nov-20224.874.62
    Dec-20224.814.47
    Jan-20234.84.42
    Feb-20234.824.52
    Mar-20234.814.46
    Apr-20234.784.45
    May-20234.734.46
    Jun-20234.774.3
    Jul-20234.834.62
    Aug-20234.864.63
    Sep-20235.034.8
    Oct-20235.034.62
    Nov-20235.054.59
    Dec-20235.14.65
    Jan-20245.214.64
    Feb-20245.184.43
    Mar-20245.234.4
    Apr-20245.294.44
    May-20245.344.36
    Jun-20245.444.61
    Jul-20245.344.43
    Aug-20245.264.3
    Sep-20245.154.45
    Oct-20245.14.14
    Nov-20245.14.03
    Dec-20245.094.19
    Jan-20255.14.3
    Feb-20255.054.13
    Mar-202554.26
    Apr-20254.964.07
    May-20254.93.94
    Jun-20254.874.24
    Jul-20254.823.91
    Aug-20254.784.31
    Sep-20254.714.07
    Oct-20254.653.64
    Nov-20254.583.75
    Dec-20254.513.94
    Jan-20264.473.46
    Feb-20264.383.26
    Mar-20264.283.3
    Apr-20264.233.33
    May-20264.123.1
    Jun-20264.093.34
    Jul-20263.973
    Aug-20263.893.14
    Sep-20263.813.25
    Oct-20263.712.86

    Spend shares of software classified for Finance teams

    Finance & Accounting is the largest finance software category by spend share at 2.4%, followed by Data & Analytics at 0.3%, across 350 tools tracked from real company purchases.

    0%1%2%2%3%Finance & AccountingFinance & Acc…Data & AnalyticsData & Analyt…Operations & Supply ChainOperations & …Legal, Risk & ComplianceLegal, Risk &…
    Team Stats
    3.7%
    Payment-activity share
    2.9%
    Spend Share
    350
    Total Products
    10
    Categories
    Pattern Radar
    Intuit moved +1247 positions YoY
    16% of tools are AI-enhanced, 33% of AI tools with comparisons gained activity-rank positions
    Top 3 by activity (Xero, Fathom, QuickBooks) hold 0.7% of all recorded software spend
    Higher activity rank

    Activity rank is top 20 and more than 10 positions ahead of spend rank. This does not establish free pricing or a sales model.

    Xero
    Xero
    Activity #9 • Spend #23
    Competitive Trends
    See all trends

    Tools displacing incumbents within the same subcategory. These pairs show products with opposite rank trajectories, indicating a competitive shift where the challenger is gaining ground as the incumbent loses market position.

    Finance
    1 pattern
    Invoiced
    Invoiced
    #783 +394 positions YoY
    replacing
    FreshBooks
    FreshBooks
    #1333 -265 positions YoY
    Analytics
    1 pattern
    Syft Analytics
    Syft Analytics
    #491 +101 positions YoY
    replacing
    Spotlight Reporting
    Spotlight Reporting
    #535 -109 positions YoY
    FP&A & Planning
    3 patterns
    LivePlan
    LivePlan
    AI-Embedded
    #1090 +359 positions YoY
    replacing
    Pry
    Pry
    #568 -72 positions YoY
    LivePlan
    LivePlan
    AI-Embedded
    #1090 +359 positions YoY
    replacing
    Causal
    Causal
    #644 -217 positions YoY
    LivePlan
    LivePlan
    AI-Embedded
    #1090 +359 positions YoY
    replacing
    Jirav
    Jirav
    #683 -29 positions YoY
    Billing & Subscriptions
    2 patterns
    ChargeDesk
    ChargeDesk
    #1330 +986 positions YoY
    replacing
    iDoklad
    iDoklad
    #947 -71 positions YoY
    ChargeDesk
    ChargeDesk
    #1330 +986 positions YoY
    replacing
    Stripe
    Stripe
    #1012 -528 positions YoY
    Accounting & Bookkeeping
    3 patterns
    Intuit
    Intuit
    #792 +1247 positions YoY
    replacing
    Moneybird
    Moneybird
    #1305 -506 positions YoY
    Cegid Contasimple
    Cegid Contasimple
    #1197 +542 positions YoY
    replacing
    Clear Books
    Clear Books
    #1401 -207 positions YoY
    Intuit
    Intuit
    #792 +1247 positions YoY
    replacing
    Sage
    Sage
    #390 -88 positions YoY
    Peer Comparison

    How Finance compares to other teams across key metrics. Rankings show relative position among all 12 teams tracked.

    AI share of ranked sample
    #10 of 12
    16%
    Data (55%)
    Marketing (38%)
    Cross-functional (35%)
    Product (31%)
    Customer (28%)
    Tool Diversity
    #8 of 12
    350 tools
    Marketing (1704)
    Engineering (1142)
    IT (786)
    Sales (503)
    People (421)
    Market Share
    #8 of 12
    3.7%
    Data (21.1%)
    Engineering (19.8%)
    Marketing (12.6%)
    Cross-functional (11.6%)
    IT (6.5%)

    Finance ranks #10 in AI share of ranked sample, #8 in tool diversity, and #8 in market share among 12 teams.

    Annual activity-rank risers in the displayed finance sample

    Intuit and ChargeDesk have the largest measured annual activity-rank gains in the displayed finance sample. The catalogue records 350 products; they currently rank #792 and #1,330 by global payment activity in Cledara's latest team data.

    Intuit
    Intuit
    Annual rank riser
    Accounting & Bookkeeping+1247 positions (12M)
    ChargeDesk
    ChargeDesk
    Annual rank riser
    Billing & Subscriptions+986 positions (12M)
    TaxJar
    TaxJar
    Annual rank riser
    Finance+940 positions (12M)
    Monitr
    Monitr
    Annual rank riser
    FP&A & Planning+630 positions (12M)
    Sellerboard
    Sellerboard
    Annual rank riser
    Business Intelligence & Dashboards+587 positions (12M)
    Subcategory Breakdown
    0%1%1%2%2%FinanceFinanceProductivityProductivityOtherOtherExpense ManagementExpense Manag…AnalyticsAnalyticsBusiness Intelligence & DashboardsBusiness Inte…

    Finance software ranked by payment activity

    Xero leads the current ranking for finance teams, followed by Fathom and QuickBooks, among 350 SaaS tools measured from real company purchases tracked by Cledara.

    #
    1#9
    -1
    2#53
    +4
    3#59
    -11
    4#122
    -7
    5#130
    -29
    6#158
    -5
    7#162
    -11
    8#170
    -54
    9#178
    +246
    10#183
    -26
    11#184
    -7
    12#233
    -52
    13#255
    -32
    14#257
    -20
    15#280
    -37
    16#284
    -28
    17#286
    -22
    18#295
    -30
    19#309
    -4
    20#368
    +14
    21#376
    +99
    22#390
    -88
    23#400
    -70
    24#405
    +250
    25#431
    -89
    26#464
    -137
    27#491
    +101
    28#535
    -109
    29#545
    +35
    30#584
    +202
    31#630
    —
    32#637
    -270
    33#644
    -217
    34#682
    +243
    35#687
    -56
    36#717
    +940
    37#783
    +394
    38#792
    +1247
    39#794
    —
    40#822
    +630
    41#855
    -209
    42#871
    +587
    43#889
    +521
    44#1005
    +77
    45#1015
    —
    46#1031
    -1
    47#1090
    +359
    48#1164
    -514
    49#1176
    +147
    50#1195
    +243

    Frequently asked questions

    Which finance products lead the payment-activity ranking?

    Xero leads the products classified for finance teams, followed by Fathom and QuickBooks. Its 1.5% share is of trailing 12-month transactions across all software recorded in Cledara. This does not measure distinct teams or customers.

    How many products are classified for finance teams?

    The catalogue records 350 products classified for finance teams across 10 categories. This is a catalogue count, not the size of a typical team's software stack.

    Which finance products have gained activity-rank positions?

    Intuit and ChargeDesk lead the measured 12-month payment-activity rank gains among the displayed products classified for finance teams with current and year-earlier observations. Rank changes do not establish new customer adoption.

    Where does this data come from?

    From anonymized, aggregated software purchasing data across companies that manage their software with Cledara — real payments, not surveys. Last updated 26 October 2026, 20:12 UTC.

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